| Step 2: Debt Validation/Settlement |
- Work one-on-one with a debt specialist to learn your rights
(Fair Debt Collection Practices Act - FDCPA)
- Determine which debts are past the statute of limitations and what
options are available to you. ACG can also help you establish priorities to try to avoid lawsuits, litigation (whenever possible) and future collection efforts.
- ACG can work with to apply for hardship programs when accounts are current and open. That may allow you to maintain accounts, reduce interest and fees.
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